Sunday, December 31, 2017

This is Why New Years Resolutions Don't Work

Someday has Arrived achieve succeed conquer your goals


2018 has arrived...what are you going to do with it?

The (2) worst things for your New Year's resolution is...... attempting to achieve TOO many & the "someday" mentality. It's the quickest way to guarantee failure and the worst thing you can do if you're trying to transform your life.

Answer the Call - 100 Day ChallengeWhy?

Has this ever happened to you?

You set a goal.....
You visualize yourself achieving it in perfect detail…

You PROMISE yourself that you'll stick with it.

And then…

A few weeks later, you find yourself in the exact same
position and you let your goal slip away, once again?

Finish Strong Manifesto - 100 Day Challenge  

Once upon a time not too many years ago. There was a young woman who dreamed great dreams

Who imagined a wonderful life, but instead of taking action she choose to say someday.

She promised herself that SOMEDAY.....
  • She was going to write a book
  • She was going to get in great shape
  • She was going to travel the world
  • She was going to make her mark
  • She was going to live an extraordinary life

Success Loves Speed Video - 100 Day Challenge
Then one day, with regret and a saddened heart. That young woman, now much older, realized.....that those things won't happen, not now - not ever! Unless she stopped making excuses. Unless she stopped being afraid, unless she started taking action.

It was at that moment that she embraced the idea that someday has arrived.

That it's not too late to turn her dreams into reality, just a little bit later than she expected.

2018 has finally arrived, and if you have been using the "SOMEDAY" philosophy for running your life.
I've got a great program for you to turn your dreams into reality.

If you've struggled to make any LASTING change in your life and want 2018 to be different, then don't miss out on this small window of opportunity.

Start Fast New Year Video - 100 Day Challenge
If you've ever wondered why some people seem to effortlessly
succeed while others struggle just to get by. I encourage you to check out this program that finally fills in the missing link, and launches you peak performance.

If you have big plans for 2018 and need a proven plan that will hold you accountable and focused...THIS IS FOR YOU!


Copyright © 2018 Andrew Hayes All Rights Reserved
DISCLOSURE: This post contains sponsored ads and I will be compensated if you make a purchase after clicking on my links.

Thursday, December 28, 2017

GOALS.... With The New Year Comes Great Responsibility!


Why a New Years resolution? 

Resolution is defined as to do or not to do something. The act, decision or commitment to solve an issue or quarrelsome problem.

Every year around this time, we humans contemplate what bad habit we want to eliminate or some improvement we want to offer ourselves in the up and coming New Year. 

Unleash Your Greatness - 100 Day Challenge

It seems that something we could very well start at anytime the previous year, New years always offer us a new beginning. Maybe it's a point of reference or the word new has something to do with just a place to start or start over.

A little research indicates that even though new years resolution is widely a western hemisphere tradition. Some 4000 years before, the Babylonians who celebrated New years in March (later changed by the Romans to January). Were the first to set New years resolutions.

Their celebrations were intended to favor their gods in hopes that the new year would be an exceptional one. As the Romans instilled our current new years date of January 1st. The primary resolution was to treat others with goodwill. Some of the more common resolutions to date, entails the likes of:

  • Budgeting finances better
  • Losing weight
  • Quitting smoking
  • Personal improvement
  • Taking on a new hobby
  • Eating healthier
  • Contacting old friends & family members
  • Finding a better job or starting one
  • Improving or finding a new love

Time is Money Video - 100 Day Challenge
Interesting enough, statistics suggest that only 8% -10% achieve their desired goal. Many fall short within the 1st month. Yet, the New years resolution is a time honored custom that has lasted some 4000+ years and who are we to abstain from good old fashion tradition.

As we bring in the New year and set new goals, let us take a moment to do a basic acknowledgement of self-awareness. By first, appreciating what we already have. These being some of the really simple yet significant matters in our lives that we do take for granted.......breathing, sight, touch, a hug, a child's smile, being loved, the way the sky looks, the taste of your favorite food. What about that moment you're at peace when everything seems to be falling apart. Later, realizing, worrying would not have changed a thing.

Yeah, simple luxury of life.....Air, water, food & shelter.

So yes, this year be humble & grateful because no matter what your current situation.......understand that there is someone out there in this world that would gladly switch places with you in a blink of an eye. Grasp that realization for just a moment. That there is someone who would love to be in your predicament, in your  hardship, even though it may be an uncomfortable one for you now. Someone else is in that much more distressed. So yes, evolve into a bit more beholden of the things you already have then build on that.

Next, one of the leading personal gratification of all GOALS, is your health. We all have a vise or two that can be trimmed or cut loose. Smoking, drinking to much, addictions our eating habits etc. That when isolated can drastically improve ones energy, mental , fitness, and strength. Many of which, a simple exercise or diet will do to enhance our well-being. 

Of all importance.......


........a person's aspiration, a desired result, something that one tries to achieve. 

Businessdictionary defines it perfectly.......

"An observable and measurable end result having one or more objectives to be achieved within a more or less fixed timeframe."  

Make a short list of doable objectives.

Put them where you can see them everyday!

Now make a more ambitious desire. What long-term goal would you like to foresee? Make them a bit overboard, a little out of reach. (Now read the text in the image)

Jump high brother!! So high that if you fall, then people should remark on not how far you fell but how high you jumped”  Anubhav Mishra

Network - interact with any contact list, family & friends. Reach out to those that will help support your goals this year. 
Jim Rohn is quoted to say....... "You're the average of the 5 people you spend the most time with."
Advise them to remind you, to inspire you and to motivate you of the plans you started at the beginning of the year.

Hint: You'll find out who your true friends are. The ones that will walking with you when you don't have a ride as oppose to the ones that want to ride with you in the limo!

Do Something Courageous Video - 100 Day Challenge

Get organized - Winter clean, declutter....everything! If it not essential to the NEW & IMPROVED you. Then clear out the old and shine up for the new.

This life, sadly (yet, understandably) has industrialized itself into a monetary system that may be irreversible. An entirely different subject.  

With compassion........ one can play the game, sort to speak

Start investing or at least learn more about the businesses that you buy products from on a daily basis that actually can pay you back........Investments! - If you are in your 20s or 30s. Include investing now. Think long-term strategy. Your older self will thank you.  Are you in  your 40s/50s, us baby-boomers. This is an interesting time to catch up! 
Believe this! 

With that.... 

Learn something new each day - Especially if it is related to your goals.....It's life!

Focus on you! - Meditate on self-awareness

Work on understanding a bit more about yourself. Who are you really. What & why do certain things scare you. Why are you fearful? Try to dig a bit deeper into your inner self. Learn more about why you do or don't things. 

Story of Life Video - 100 Day ChallengeThere is a reason why we are the way we are. If it is a bad habit or something that is holding you back......what is it related to?  Conquer your fears. Understand your vises and move forward in your life's journey.

Everyone is here for a reason, a GOOD REASON! 

Let the NEW YEAR give you motivation to grow!

Copyright © 2018 Andrew Hayes All Rights Reserved
DISCLOSURE: This post contains sponsored ads and I will be compensated if you make a purchase after clicking on my links.

Wednesday, December 27, 2017

2018: Does Your Life Need an Extreme Makeover?

Hello Goal-Setter 2018, 

I am often asked for a simple, effective, and no-nonsense approach to goal setting that can be used by anyone, anywhere, anytime.

What follows is what I affectionately call the 30-Day Extreme
Makeover. Follow it to the letter and you will be quite pleased with the outcome.

It's a simple six step process that is easy to learn, easy to
apply, and perhaps most important, easy to get results from.

1. WHAT do you specifically want to achieve in the next 30 days?
Be precise or don't bother moving to the next step.

2. WHY is the achievement of this goal(s) so important? Be clear on the key drivers and motivation or the first obstacle will be your undoing.

3. WHO will help you to achieve this goal? Be sure that these are the right people, with the right talents.

4. WHERE do you currently stand in relation to this goal? Be
ruthless and identify the size of the performance gap.

5. HOW do you plan on accomplishing this goal? Be deliberate, identify the exact steps, tasks, and assign responsibility.

6. WHEN will victory be claimed? Be committed, enforce your deadline, and follow one course until successful.

Would you like to learn the 29 other strategies for turning your life around?

I thought so, click here for quick and straight forward guidance on setting easy-to-reach financial, career, fitness, and family goals.


Enjoy and my very best to you in 2018!

Andrew Hayes
Wealth Health Internet Technology

Friday, December 15, 2017

Cryptocurrency: Modern Day Gold Mine ~ Digital Millionaires or 21st Century Cyber Boom

Business and Consumer shaking hand accepting bitcoin

   Just one year ago, if you were to engage a conversation on blockchain technology, cryptocurrencies or bitcoin investment. Chances are you would have gotten the curious dog's head tilting look of confusion. 

  What is this bitcoin....block what......ledgers? Indeed, a new era of terminology has surfaced including words like:

Bitcoin decentralized mining wallet cryptocurrency dugutalMining, token, ethereum, Gas, transaction block, smart contract, digital currency, altcoin, sha-256, cryptography, wallet, fork, hardfork, softfork, hashrate, ICO Initial Coin Offering, node, private key, proof of work, proof of stake.

These are but a few of the jargons that are now immersed in discussions around the financial industry. With this just being the beginning. As the current reigning cryptocurrency "Bitcoin" rises in popularity and value. So does it's influence on the other 1300+ altcoins. As well as it's significance in the growth of this distributed ledger technology. 

Blockchain cryptocurrency transaction finance technology exchangeBlockChain, the science behind this disruptive technology. Will be the dominating mechanics in future industries. Mainly due to it's ability to provide trust behind any online digital transactions by ensuring the integrity of the data exchanged among devices without going through a third party.

The future in this technology will quite simply remain intact for years to come. It's implications as of today still has not been fully exposed. Security and trust benefits being the primary influence of this distributed ledger. 

Because of the nature of this technology, financial institutions will be able to cut cost/fees by the eliminating middle-person or third party out of the transaction process. Increasing security along the way.  Yet, blockchain will be incorporate into many other usages........with the world transforming deeply into digitization. This technology, is the perfect answer to the future Internet Of Things.

Blockchain with a network of computer linked

Banking, smart-contract, music & video distribution. Passports, birth certificates & medical records are only the tip of the iceberg within this industry.  Making this a sustainable technology worthy of a long term investment.

On to Bitcoin and it's altcoin sidekicks

In the world of Bitcoin, as of  Dec. 18, 2017 it's value has been hovering around the $19,000.00 range. 

As of Jan. 14th, 2018 $13,383.70

Only just a year ago it's was at $778.00. For those in the know, bitcoins history has been a long slow roller-coaster ride until recently. 
  • 2010 - July $0.08
  • 2011 - Feb. $1.00 in July $31.00 by Dec. $2.00 
  • 2012 - Dec. $13.00
  • 2013 - Apr. $266 June dipped $70 then $600 -$1000 
  • 2014 - Jan. $750-$1000 end the year $440-$630
  • 2015 - Mar. $200 - $500
  • 2016 - May - Nov.  $450-$780
  • 2017 - Dec. $19,697 All-time high
  • 2018 - Jan. $13.383.70 

As you can see, Bitcoin has had a rather interesting journey. I can see a few of you now......."Dude, if I only brought $500.00 worth in 2012." At today's market value that would have netted you a cool $653,845.50.          
That's where long term "buy & Hodl" investment strategy I wrote about in my last post comes into play.

Search engine for things you can buy with Bitcoin

Where is Bitcoin heading now? With 2018 is just around the corner. What strategies does one plan as the likes of Ethereum, Litecoin & a host of other altcoins beginning their ascend into the unknown. With bitcoin and it's futures giving a bit of credibility to this digital currency. Should investors take heed?

If we were to reflect on the period between April 1997 - June 2003 perhaps better known as the dot-com boom or dot-com bubble. Would it be safe to invest into other digital currencies? Or should we simply just "hodl"?

What are some of the experts saying..........?

"I think the reason people buy high, besides the fact that they are investing on emotion, is because they don't know how to value a business."
Tom Vilord, president and CEO of Wall Street Value, an investor consulting and education company.

Michael Spencer, CEO of NEX Group Plc, a London financial expert. Talking to Guy Johnson of BloombergTV, can see bitcoin’s price reaching $20,000 before reversing steeply. Spencer joins a slow growing group who believe that Bitcoin is or in a bubble

The Bitcoin industry has been rife with scams and thefts, so it's hard to believe that the currency will be able to sustain itself over the long term. It has also been linked to drug trafficking and illegal gambling. I see it as a fad and nothing more, and as more people lose real money because of the legal issues surrounding Bitcoin, I eventually see it fading from existence.
Andrew Schrage ~ Founder and CEO of Money Crashers Personal Finance
Investfly - Virtual Stock Market
Bitcoin might have an inflationary or deflationary effect. It's too early to be sure which way it might influence monetary aggregates and velocity of circulation. It could expand the de facto money supply and could increase or decrease the velocity of circulation of the supply of fiat money and near-money.  Bitcoin might bring back Gresham's Law by driving out inferior or "bad" money."
Dr. John C. Edmunds ~ National Economist and Financial Reformist

"This is a dangerous speculative bubble by any shadow or stretch of the imagination." Stephen Roach told CNBC's The Rundown. "This is a toxic concept for investors.
 Stephen Roach, Yale University senior fellow and the former Asia chairman and chief economist at investment bank Morgan Stanley.

"You need to understand how it works as an investment, how liquid it is ( can you get out when you want to), the level of risk and what can drive the price up and down. Do not invest just because a friend told you to, but to do your own research and make the decision that's right for you."
Martin Lewis ~Money Saving Expert 

Kevin O'Leary explains one big thing people don't understand about bitcoin 

Worse case scenario for  bitcoin investors........?
  • The whole world would consider Bitcoin illegal
  • You could get hacked or loose you private key
  • Other Altcoins surpassing Bitcoin in value (investors abandoning ship)
  •  Could “kill the planet” due to the amount of energy required to mine the currency.

Search engine for things you can buy with Bitcoin.  
Hundreds of Bitcoin-enabled stores and businesses.

Copyright © 2017 Andrew Hayes All Rights Reserved
DISCLOSURE: This post contains sponsored ads and I will be compensated if you make a purchase after clicking on my links.

Thursday, December 14, 2017

So You Decided To Invest.....What Are Your Options!

Inside the NYSE New York Stock Exchange

    You finally have it in your heart & head. That the future of your remaining days will indeed be better off when you invest in the businesses that you support every day. That the products & services you use day in and day out. Things you love so and spend your hard earned cash on can actually be returned to you in the form of dividends and compound interest. Providing you a comfortable retirement lifestyle.  You've realize that the rich, when investing wisely into stocks, bonds, ETF, & mutual funds is what keeps them wealthy.

Stock Market Flow Graph Charts
 In the long run, you and yours will be better off financially. Will it be easy, no! There will be continuous improvement as you move forward. Your knowledge base will increase as well, which will lead to better trades that will eventually grow your yield's & gains therefore increasing your bottom-line. You can ride off into retirement bliss.

    Well, we now have the simple short version. Sweet right?  Reality, is nothing worth while is ever easy. Point blank! The world of stocks & trades can be a complicated one if taken in to fast. So our first endeavor is to take a few baby steps into your start-up. 

Let's take it slow!

   The most essential tool at your disposal will be research. Every piece of information about the companies you are interested in and how world events relations to that business should be scrutinized. In the business world as I mentioned in an earlier post. An event clear across the world can have a effect on the future business that you have shares in.

Traffic sign Investment
   You may have an interest in "oranges".  In Florida, one year you can have a outstanding crop production and returns are impressive. The next year a freeze can accord, causing a low product output. Which in turn will affect the industry as a whole including the cost of oranges.

So, let dig in.......

Several steps that can be implemented immediately. 

  1.  Check your own 401K, mutual fund participation  
  2.  Pretend trading
  3.  Trade plan
  4.  Picking a broker
  5.  Prepare to make a long term investment. 
#1)  Check your job for 401K, mutual fund participation:

401K Retirement  Money saved in a bag

    Do you currently contribute to a retirement fund?  Are you getting out of it what you expect? Should you increase or decrease your contribution? What is the cost of your plan? Check what your employer's matching contribution is. Some companies are quite generous in their employee contribution.

Will it meet your retirement goals?

#2)  Pretend trading:

   I have found that virtual investing apps can dramatically improve your strategy skills.
This Mock Trading has been highly rated. Step by step video guide. 

   Worth the efforts & actually fun. You can play the markets without risk. Find something that works......transport your strategies to your broker or real life tactics.
Surprise your broker with some of your own advanced trading skills.

#3)  Trading plan:

Trade Plan Strategy

Out of the strategies in your mock trading. 
Create a TRADE PLAN.

#4)  Picking a broker:

   What type of trader are you? Long term (hint), day trader, swing trader, binary, futures, commodities.
   Of the skills and knowledge consumed, heavy research broker firms. You can DIY trade with numerous online trade firm. Which have become pretty competitive in cost efficient per fees and trade limits. And if you are starting out small $500 or less. It's great hand-ons lessons down this avenue. However, this is your money we are playing with. So I would at minimal seek an  professional finance advisor.

#5)  Prepare for a long term investment strategy:

  • Less stress  
  • Compounding Interest will be your best companion.  
  • Blue chip companies consistently add value to your portfolio over time. 
  • Taxes & broker fees cut 

   Not that one can't make a substantial profit in the short term, swing trade or day trading. Because you can and people do. Yet, this type of trading involves a different kind of mindset along side an intense risk management strategy.  Thereby, requiring a whole new level of skill sets.

Investing is an investment in your future. If there was someone truly vested in my future and had mentored me into investing earlier in my life I would have. Now that I'm a bit older......It just makes plain good sense. Just wish I would I gotten it back then when I knew it all.

To build wealth, you must invest. Simple!

   If you are considering investing and in your 20's - 30's, began now with long-term investment into blue-chip companies

   In your 40's, you really should sit down with a personal finance advisor to discuss your current assets & options. Play the markets as your skill set permits. Of course, with the assistance of a broker, if you have the guts and finances, some short-term invest

   I must say that if a person really does their due diligence. They would find that this can be an interesting time to invest. Not to mention industries the likes of:
   Many more industries, businesses & start-ups are emerging.  Any one of which will make brand NEW millionaires out of the right investor, at the right time with the right amount of patience.

Jim Cramer's Members Only Investing Club

Copyright © 2017 Andrew Hayes All Rights Reserved
DISCLOSURE: This post contains sponsored ads and I will be compensated if you make a purchase after clicking on my links.

Thursday, December 7, 2017

What Is LIFE About? Have You Created Your Life's Value? Your True Destiny?

What is LIFE about?                                                                

   It’s purpose, it’s essence, more importantly, it’s worth? To put it quite simply….life is value!

More so, life is OF value. 
Life has a purpose!                                 

1st) About life

2nd) What do we do in life.

   Let’s see if we can address them appropriately. Not being a teacher or an English major…….yet, let’s take a look at this as if “about life” is a noun & “what do we do in life” as a verb.

Verbs ~ are words that show an action, occurrence, or state of being (exist).

Noun ~ refers to a person, place, thing, event, substance, or quality.

Definition acknowledge them as follows:

   VALUE verb ~ Consider (someone or something) to be important or beneficial; have a high opinion of. When we interpret this word value in relevance to life. A deeper review into it’s chapters is in itself revealing. Life is both someone & something. A human being, an animal, a plant. Life is water, whether it be drinking water or a body of water such as a lake, stream, river or ocean. Life can also be an automobile, a smartphone even a building. Here's what I see akin as I look through these dictions.  They all require and produce energy.

Energy is usable power.

In addition, as a verb, value ~ estimate the monetary worth of something or (someone).

"Life is energy, an usable power that provides worth to something or someone."

PHOTO by Frank McKenna
Man standing on cliff overlooking the ocean and sunset
   VALUE noun ~ a person's principles or standards of behavior; one's judgment of what is important in life. Life in it’s relevance to human beings on planet earth. Is we are held to a higher principle. Or should I say, humans should cast it's influence of life in humanity to a higher standards.

A quick example into my thought process:

   To watch two animals viciously attack one another is expected & accepted. They are in fact "animals". As human beings, we are expected to be of value to due to our intelligence, self-reflection, analytical thoughts, burying our dead, worship, yet most importantly our ethical being . Therefore, by our nature held to a higher standard, would (SHOULD) intervene when we see two humans savagely attacking each other.

   Additionally, as a noun, that someone or something of value is held to deserve; the importance, worth, or usefulness of something.

"Life for humans being hold a higher standard of worth and usefulness."

Women holding a sad orphan child
                                  PHOTO by Madi Robson

With that being explained……..

1) Life is about producing energy. 

What do we do with life?

    Life in trees produce oxygen, life in plants produce nutrition, life in a song will produces emotions. Life in a house or building produces shelter and security. WHAT life is doing, is producing usable energy.

   Well my friend, If you feel that you are wasting time just waiting for the next day and the day after that. Not knowing what to do in life or questioning why you are here. You can see that you are not being of value. Your ability to be useful has your principles lowered. Which will cause one to become depressed, a sense of uselessness or not worthy.

   You must take anything that’s a part of you and apply it to a positive passion. Believe me, there are plenty of avenues, channels & causes to champion.  A service to others, a compassionate being of caring and helping living souls. All of which gives you self-worth! Find something that you care about……and create a passion out of it. If it’s nothing more than smiling at another human everyday. If one smiles back, you produced an energy. A worthy value because smiling is a positive energy.

A couple in love having new baby

"WE are here to produce a positive useful energy. That is life."


   There comes a time when we should really really step back......hold on! 

   WE NEED to take stock in what we have produced in terms of value aka positive useful energy.  What value did we give to life and question the values we got out of being "alive".

   If you're young, we tend not to focus on the thought of value. We just subconsciously do life, we involuntarily presume immortality. We go on without ever really asking what am I to do or why am I here. Of course, as we become older (not old) but older, we process this with a bit more concern. And with a little thought to reason........we began to see or maybe even question our purpose for being here. Depending on the values one has gathered to this point.

   Now I won't get all deep into this or that, for now, but I believe that we all do have a principle. That we are an intricate component to a much grander blueprint......we are here for a reason. That being, destiny.

Story of Life Video - 100 Day Challenge
  Back to this entity of value. If one were to vest an equivalent essence into he's or hers esprit, wouldn't it equal ones life experiences? Could these experiences represent value? Value in the form of knowledge, memories, empathy, compassion, satisfaction, success, wisdom etc. 

(Notice there are NO monetary worth here!)

That becomes an affixed topic later on. Monetary value sometimes are exploited to encourage the journey that helps characterize your LIFE value.


   In short, I know to late right? Lol, but at it's simplicity..... we are looking at the value of life as it pertains to what we choose to do in it. Did we put any value into it?  How much did we get out of it? Did we do with it the matters for what we were destined? Are you left feeling as if there were to many undone adventures, taste buds still not conquered, parts of the world seemingly distanced?

   Remember, life produces positive useful energy. That's what I believe we are here for.

Well, I'm one, looking from the outside in. If I can perhaps write to better articulate what I'm missing while I am still alive. Maybe then you can direct a plan to accomplish them before we pass on.......before we become useless energy!

                                               My Legacy (WE) My Son 
Author pictured with young son
                                           Photo by Andrew & Andreas Hayes

Copyright © 2017 Andrew Hayes WeHit All Rights Reserved

DISCLOSURE: This post contains sponsored ads which I will be compensated if a purchase is made after clicking on my links.