Friday, June 8, 2018

Investing: No better Time Than The Present!

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Look, money can be funny. 

Not having enough of it or none at all isn't the slightest bit tickling. Yet, we play with it everyday just to discard it as soon as the next shiny object appears. Take it from me, you just don't want to keep working your butt off everyday and then having nothing to show for it when you no long can work your butt off!

If you are a baby-boomer, you've undoubtedly heard these old wise words...... 



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"Work hard, save your money" 



Or how about,


 “When you work on something that only has the capacity to make you $5, it does not matter how much harder you work, the most you will make is $5.” ~ that one is by Idowu Koyenikan.

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If you are a millennial, you may be tech savvy and all, yet, the way you deal with savings, debts & retirement is still just as common and related as it was a generation before the baby-boomers.

Both these quotes have a relationship and a dissolution about them. 

Yes, you can work hard and save, while the amount you save, is all that gets saved! No matter how hard you work.

When we are younger, the world seems endless, our future.....immortal. We rack up school/student loans and credit card debts. Cars and other notes, on the firm belief that it will get paid off in the future. Not really concern about the repayment till near it's due date. In those days, we were in fact, simply living for only the next day.

Before you know it, you've got a wife or husband, a couple of awesome kids, a house & car note. All the while, that credit card & student loan is not only still there, it hasn't shrunk. In fact, because of the family and all that comes with it, that credit card has also multiplied. And the debt owed on them alone eats up a nice chunk of income monthly. 

And yet, we haven't even gotten to the savings part. First, take a look at a previous post on "Accumulate wealth, eliminate debt".



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Then saving and investing becomes your stairway to financial security.

As I mentioned in this earlier post, saving isn't really doing much for you except baby-sitting your money till you decide on some new shiny toy to purchase or withdraw it just to pay on another debt. 

Once there is a clear understanding that as long as you "owe someone", you'll never truly become financially independent nor wealthy.


Those of us who haven't giving up on dreams, goals or that bucket-list. Understand that we have to step-up our game. Money doesn't grow on trees yet it can grow. Money does make the world go round. And we need more of it just to see some of it.   

Now millennial's, because they are born into this new world of technology, computers, smartphones & apps, they have a slight edge. Baby-boomers & retirees may have to overcome some learning curves. Yet, we are in an era, that really does offer anyone with the patience & willingness to succeed an opportunity to grow their income substantially no matter what you have to start with.



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With that being said, it is this technology, that is offering these opportunities. Which is as I mention earlier, why the millennial's have a slight advantage over say, senior citizens. 

Through these technologies, we put our money into, so as to see our own money grow out of it. 

In the financial world, they call it "Investing" with the dictionary explaining it as follows.


"Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture."

Investing - allows you to have your money work for you. As we get older, (not old), just older. Working smarter is just common sense than trying to keep working harder. I believe that we are not here just to work, pay bills than die. No, no, no.........!


Investing allows for compound interest. Over time and long term planning, the stock markets have consistently rose. Offering a much better returns for your dollar. Tax advantages, exciting while contributing to your favorite product, business or ventures. All these plus, you can make investing profitable, fun & worthwhile.  



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Why is investing now as good or even better as any other time in history?

If we talk about a long term investment strategies......say 10, 15 or 25 years from now. We are not just talking about retirees but, the millennial's for the next 15 - 25 years.



Using compound interest, if you were to take $5,000.00 and invest it into a stock, adding $100 per month for the next 15 years. Having a broker or you manage that investment for a mere 10% per month return rate. At the end of 15yrs, that initial $5,000.00 plus $100.00/month investment would now become $64,070. ($23,000 on principal & $41,070 in interest).

Not to complicate things to much, yet, one can tap into a little day trading or swing trading and that 10% monthly return rate would increase that percentage.

Now that's just a small investment and just a little effort to manage a 10% monthly yield. The right product or company pick could dramatically increase your chances of turning that initial investment into something super crazy.


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Which brings me to....."No better time than the present"

There are industries and products set forth today for tomorrow, that are truly what are called "disruptive technology".  You know some of yesteryear's disruptive techs like personal computers that disrupted the typewriter, Email disrupted the mail system, cellphone disrupted the landline telephone network, laptops disrupted the personal computer, smartphone disrupted all above and alternative energy is disrupting the fossil fuel industry. 


The companies that support & produce these future products are going to make ordinary people, not just wealthy, yet, multi-millionaires and even billionaires in the long run. All simply because they took time to learn how to invest, paying attention to trends and take action.




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POST  ~  D.W.W.D. Do What the Wealthy Do  


.......is exactly where we are today. Just to name a few disruptive products starting with the international fiat currency system being disrupted by Blockchain technology, Bitcoin, cryptocurrencies,  atlcoins & tokens. 







The pharmaceutical and alcohol companies are being disrupted by the Marijuana/cannabis/cannabidiol evolution.

Renewable & clean energy, Drone technology (UAV) or (AI) Artificial Intelligence are just a gleams into the future markets.

So yeah........Learn to invest now. Better late than never. If you didn't know, someone just informed you. 


DWWD,









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Monday, February 26, 2018

No VIDEO CREATOR Ever Did This Before!

 Videze



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Hey guys & gals, 


Videze just launched and it's changing the way everybody creates video in a new revolutionary way. 
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Videze is the all in one video software platform that blows everything else out the water and is the new revolution of video which can do everything in one state of the art app.


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You may have come across other video software that’s limited on features, same old boring templates, slow... and difficult to use.  On top of that, high quality professional videos don’t come cheap, and you can easily pay hundreds of dollars for just 1 video! Well that all changes.  This is the only all in one powerful full-featured web based app that takes the latest video technology, and lets you create any type of epic Hollywood style animated video with your brand, text, images and logo in mere minutes. 





You’re going to be able to: 


 Videze

- Create any type of stunning Hollywood style animated videos in just minutes 

- Grab attention instantly by utilizing the beautiful crafted cinematic templates that have cost thousands of dollars to produce. 

- Command attention better than everyone else, by drawing your prospects and clients in like bees on honey.

- Flood your bank account with sales when you’ll have companies begging for these types of captivating videos.

 - Create high quality mesmerizing animated logos, lower thirds, intros and outros, 3D live action videos, whiteboard & explainer videos, kinetic typography videos, slide show and promo videos, and much more.  




- Have full flexibility to add your own logo, text, images and color in just seconds. 

- You can embed your brand into live video to produce breath-taking videos in any niche. 

- And much, much more! 




You don’t have the resources, skills, time or budget to create high quality mesmerizing videos. 

You may have come across other video software that’s limited on features, same old boring templates, slow... and difficult to use. 

High quality professional videos don’t come cheap, and you can easily pay hundreds of dollars for just 1 video! 

If you’ve looked at many videos these days, I’m sure you’ll agree they completely suck and are plain old boring.  

Wasting money on video software that is not quality, slow on rendering and very limited.  

Not possible to create manually as it requires designers which costs too much

Inconsistent results 




- Create any type of stunning Hollywood style animated videos in just minutes 

- There is NO learning curve, skills or huge budget required. Literally ANYONE can create professional, eye-catching and attention-grabbing videos quickly and easily for a low one-time cost!

- Grab attention instantly by utilizing the beautiful crafted cinematic templates that have cost thousands of dollars to produce. 

- Provides a complete all-in-one solution for virtually anyone’s video needs, period! 

- This app is packed with a wide variety of professional world-class templates for different businesses and niches. Whatever you need and desire, it’s all there.   

- Command attention better than everyone else, by drawing your prospects and clients in like bees on honey. 

- Flood your bank account with sales when you’ll have companies begging for these types of captivating videos.

- Create high quality mesmerizing animated logos, lower thirds, intros and outros, 3D live action videos, whiteboard & explainer videos, kinetic typography videos, slide show and promo videos, and much more. 



- Have full flexibility to add your own logo, text, images and color in just seconds 

- You can embed your brand into live video to produce breath-taking videos in any niche.

- Lots of verified testimonials from newbies who are crushing it.

- No tech experience or skills needed to do this. 

- 100% Cloud based. No software to install. Easy access from anywhere. 

- Nothing to download or install, it’s cloud based, you just login, and you’re good to go. Access the software from anywhere, works on both Windows and Mac 

- Save thousands of dollars and a lot of time. No hassles, no stress. 

- Nothing on the market even comes close to what video app does at any price!

- It would easily cost you several thousand dollars to get even close to the kind of functionality and capabilities that you get with software

- Literally create any type of stunning video to fulfill your needs and desires.  





Blessings & Continued Success






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Thursday, February 22, 2018

Networking To Wealth ~ Steps To Build An Online Business ~ Internet Marketing




As a part of my "Back to the Basic" series. I have simplified the process of getting started into 6 steps. These are the basis to building an online presence, so one can began networking into this industry of "Internet Marketing. 

The core or foundation set within these 6 steps, will allow you to expand on each of the processes thereafter. As you become more experienced in each step. You can define and integrate more advanced or other elements that will support your business growth. I will include some of those additional support features within each step as I detail each initial basic procedure.

If you are just starting out, keep in mind that the following procedures are to get you up and running an online/internet business. Yet, remember your first keyword......BUSINESS!

Yes, this will be an actual business and should be treated as such. 


Some quick tips: Most all work and inter-actions will be over the internet/tablet and your smartphone. Ensure that you have a decent access to the internet and Wi-Fi.

Clear out an area that you can dedicate as your work space. Even better, host a separate room. This can then be classified (for tax purposes) as your office. Have on hand a reasonable amount of office supplies, pens, pencils, paper, scanner/copier, extra ink cartridges for printer. Post-It-Notes come in pretty handy if I might add.



STEP #1
Name/Brand:


Naming your business is the most crucial strategy you can impose on your business/brand. It becomes the foundation of your identity. It will associate others to you and your connections to the world in ways that can make or break your business future. What do you want to convey to the outside world about you, your product/service and company?

Naming your business, connects you to emails, social media, name recognition. It will become your brand, where others will become arise to take some kind of action to all of your online endeavors. Whether they respond to your Facebook post, a tweet, Instagram/Pinterest pictures or LinkedIn articles. All will starts with your name and logo presence.

Find Your Greatness - 100 Day ChallengeRemember, you want people that when they see your brand name/logo, something positive is the first thing that comes to their mind. Research different names, by Googling varies version. Make a list of these names. If one is taken already, try them with different domain name extension (.com, .net, .org, .gov)

Keeping the name short and unique, allows others to easily remember it. Make sure that it clearly relates to your targeted product and/or service you are offering. Place keywords if possible, within the naming. Avoid numbers & symbols. 


Keep in mind the possibility of future growth. You don't want to have to rename or re-brand down the road just because of expansion. Think about what you want your logo to reflect upon. Will it fit together.....logo & name? Check trademarked names with the U.S. Patent and Trademark Office, states allow you to search registered business names online as well. 

Your name should create a feeling of positivity, strength & creativity. Yes, put a little extra thought into your name & brand.



STEP #2

Website/Blog:

Now that your name is solidified. You are going to set-up accounts using this name. All emails, social media accounts that will be used to talk, write and promote your brand should incorporate this name. 

All of your efforts are to funnel your visitors, targeted audience from your media outlets to a particular point......your website or blog.

There are a few ways to go about this stage. If you are just starting out and have limited experience on computer or social media insights. I would suggest using a blog platform as your first introduction to your online presence.

Blogger and Wordpress are highly recommended and very google friendly. Yet, free to use. You can later upgrade to varies add-on as you gain followers and become comfortable with the inner workings of your blogs functions. Using your blog as your first online address (URL Uniform Resource Locator) will prepare you to the working of your website. 



 Fact is, blogs and websites, in general, encompass similar features. It's a great starter platform and as you grow, use your blog as an informational site for updates, special promotions, news and helpful tips. Blogs are more personal and are likely to be shared throughout the internet. Then build upon your website as the final step in your sales funnel campaign. This is where your clients/consumers will purchase products and services from you.

Utilizing both platforms in conjunction will greatly enhance your online presence.

Your company website, must include a homepage along side support pages. These support pages will provide information like company mission statement, contact info, company history and general information about your company.  All of which should include keyword infused words relevant to your business. 


Within the contents of your blog and website, links building or backlinks as it is called, will assist in higher ranking among search engines like Google & Bing. Which will drive traffic/potential customers to your blog and website.



STEP #3
Products/Services:

Let's be honest here, clearly,  the core reason to your "WHY" factor is you want to succeed in this industry to make MONEY! Your why, can be because you want more time with  family and friends, able to go, see places and do things on your bucket-list. Maybe you just need an extra income stream to pay for that college fund, home repairs, new house, car, motorcycle or catch up on that retirement fund that was started way to late. At the end of the day..........you want FINANCIAL SECURITY!


 #1 Landing Page Leads & Customers

Building a business that will generate the necessary income for these activities isn't just going to grow on any tree. Money, will always involve hard work, failures and risks. So prepare, never quit.......Anything worthwhile is worth the effort!

What will surely test your limits in the beginning, will be what to sell others out there that people are willing to pay for. The lane you take will be both daunting and require your deep thorough attention.

Where do you start when it seems everything is already thought of. When you have competition like Amazon & ebay. Here's a thought processed during a seminar I went to or book I read a while back. 

There is always something to sell, redesigned and make better. Even the likes of.......Simple ideas that made millions!

If you look around your house, could you redesign that trash can? Maybe you can add certain type of picturous designs. Can you design a better eating plate? Or how about a new type of cabinet handle. I hope you can get the picture.

What needs to happen is simple, find a need then fill it!

Did you know that the #1 online product sold are health & wellness related products.

How do we handle this task of finding something to sell? 

We first must understand that there are products that people use everyday or at least on a regular basis. Yet, can be brought from different companies or sources. These essential items are considered commoditized products. 

Next, we have something that maybe trending or is a specialized product or service unique to a particular industry.


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Niche Marketing - Marketers will focus on campaigns that are the essentials of a specific segments or industry. By tapping into this targeted audience, one has a better chance of capitalizing on it income potential. The benefits include a narrowed marketing demographics, which leads to less marketing effort.......physically and more financially.


There is a term used among investors that goes.....The wealthy get rich by using other people's money. They have used other peoples money to purchased real estate and homes to flip. Quite frequently, using other people's money to make investments in the stock market.

However, one can begin by leveraging other people's products & services. These are what is known as Affiliate or referral marketing.

Amazon, Ebay & Walmart are just a few of the Super stores that offer affiliate/referral programs. This is an idea way to catch your footing in this industry. While you develop your own product or narrow your own niche to market in. 

My personal opinion, again, understand that this is a business. To really gain momentum, you have got to have a passion for what you do. You have to want to see any obstacle through. When one step is not producing, you must be determined to find a way to defeat that hurdle. Always go back to why you started this journey. Remember what it was that motivated you in the first place. See, if you have not reached that reason or goal. Then that "why" is still in play.


Become passion about what you are doing. Your end desire is to succeed. So, succeed! 

What are your hobbies? What skill sets have you acquired over the years? What are you TRULY passionate about? Then simply, incorporate them into your business. Keywords here is YOUR BUSINESS! When you love what you are doing, it is no longer a JOB. You jump into projects with fire. If and when issues arise, you are dedicated to solving them. 

By promoting/marketing other products from establish companies that are similar to your own business direction, you can build up to your end goal. 

Here's the thing, your best success online is to have a solid product or service to offer. Preferably something you own. That doesn't mean you can't build around it till you have all your pieces together for your very own product line.

Ever wonder why people tend to make movies, write books or make music? That's because with these types of products, you do it once and get paid multiple times. If you can come up with a niche product. One where you can target a certain demographic, all that's left is marketing it. Internet marketing from the comfort of your computer. It has been done, it can be done and it will continue to be done. Go get yours!



STEP #4
Sales Funnel/List (E-mail) Building:

Now, the meat and potatoes of any business.......consumers, customers, clients that will read your blogs, buy your products and services. 

It's called internet/online marketing for a reason. You must market to an audience that is in need of what you have to offer.




Do you think that companies that invest 30% to 50% of their revenue into advertising & marketing do so just because they want to. No, these companies have to keep their product in the public eyes. They want you to remember their brand when you see it on the shelves. Or when you are hungry, when you are looking for that new car, flat screen TV, smartphone etc,.

The channels can be as endless as they can be creative. And I find one of the pleasure of working this industry is in fact, being able to be creative in your business building ventures.

We know some marketing channels easily, we see them day in and day out. TV commercials, newspaper & magazine ads, email, pop-ups, Youtube ads. When you driving, McDonald's, Burger King, 7-Eleven signs are a plenty. 

We as independent business owners, we don't have that kind of marketing budget as the big boys. Yet, there are ways to penetrate the markets you are targeting. This channel is used in varies forms throughout the online marketing community that increase your brand recognition and allows for easy market analyzation........



SALES FUNNEL & Email List Building


List Building - is the collections of names and information of your targeted audience that creates your customer base. This is a highly recommended and effective means of lead generation for any online & offline business.

It is as important as anything you can do for your business. This is a volunteer opt-in permission based marketing strategy. It simply allow you to send information, promotional offers or followup on past inquiries. Typically, the source of communication is through e-mail address acquisition.

Email List - It is exactly as it states, a list of e-mail addresses. One can buy or rent an email list. With these I would be very careful, as these list can be old, invalid or not a targeted audience. There are good sources of companies that can provide you a decent list. The better the list, the higher the cost. Do you research first! 


Sales Funnel - You are now moving forward. You've named your biz, you have an online presence, product/services and now a list of interested and potential buyer. 


You want to now create a sales funnel. Through a specially designed path you are funneling your contacts from a visit to your blog or website. Through a series of enticing presentations that build up excitement about your company, product or service. The end result being a consumer purchasing from you. 

You send out an offer to your e-mail list. The respondents are sent to a "landing page" where they are engaged in your material. Getting them to consider your service by means of an irresistible bargain or time limited offer. Once the offer is excepted they are funneled through a check-up procedure that has your main sales offer, generally a higher ticket product or upgraded service. As you can interpret, sales funnel are guided steps to get your contact/lead to buy your offer.



STEP #5
Multiple Streams of Income:

The wealthy accumulate wealth by having their money work for them. They have multiple source of income stream from different business venture and income generating investments. As I am learning.......just D.W.W.D, Do What the Wealthy Do!





STEP #6
Duplicate:

Duplicate what works. Re-invest into your business for growth. If it isn't broke, work it! If it doesn't work, test out ways that will!
   
Continued growth,
Andrew Hayes





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Friday, February 16, 2018

Accumulate Wealth Eliminate Debt! Simplicity Is That Simple

Until debt tear us apart


   If you want to accumulate wealth you must first eliminate debt - when you constantly owe others, it very unlike that you can build a solid financial foundation. This is what I've been doing for the last few years. Eliminating those I owe. I've had to sacrifice many luxuries but my debt is down to less than what most people pay for their car. Mostly small liabilities like a student loans, doctor bills, etc.,

   If you can get your liabilities in order, building wealth can surely be realized. Below, I have scratched the surface on the fundamentals to building wealth. These are the basic building blocks to obtaining your financial goals.

Wealth - Real wealth gives you options--for how you work, how much time you spend with your children & grand-children, where you travel, and when you will retire. 

   Actively manage your money by understanding the net-worth of your wealth-building process. Instance riches comes only to a select few, but most wealth building successes are realized after careful planning and effective management of their resources, having a goal, creating a plan, and are disciplined to execute the plan.


 02/16/2018 Market Summary

Market Quotes by TradingView



Always do your due diligence and seek professionals in that field. 



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Market Quotes by TradingView



   Become educated – the fact remains that with increased education; one’s earning potential drastically increases, Managing finances is one of the most challenging elements for many people in their daily lives. It’s no secret that many people can be impulsive buyers, or simply don’t think far enough in advance to put self-gratification behind them . One of the best ways to build personal wealth is to simply save money. Any little bit you can spare can really add up over time.


Erase Debt
  One of the most important concepts you'll discover is that most successful wealthy people leave the comfort of their J.O.B. and go out on their own to build their own businesses. These people achieve wealth and financial freedom because they understand that working for someone else keeps them limited from their full potential. No matter how wonderful and generous your boss may be, you can never achieve what he has until you repeat what he has done. You must build your own dream, not working for your boss’s dream! 



Asset: Things you own (cash, bank accounts, 401k, investment, rental properties etc.). 

Liability: Things you owe (a credit card balance, expenses, a car or mortgage note, etc.). 

Net worth: The difference between the value of your assets and your liabilities. 

Assets (own) subtracted by your liabilities (owe) equals your $$$net worth$$$!


CuraDebt 



  Control spending: If you spend more than you pull in, say, per month this equals a negative cash-flow. Bad Budget! Budgeting your expenses gives you your 1st line of defense on where your money goes and can help you reach financial freedom. Whether you make thousands of dollars a year or hundreds of thousands of dollars a year, a budget is the first and most important steps you can take towards putting your money to work for you. Having a financial budget may help find that about 5-15% of your total spending may not be necessary . 

   -- Calculate what your income per month is.



   -- Determine how much essentials costs monthly.



   -- Determine & calculate your non-essentials monthly.



   -- Spend every cent "on paper" before the next month begins


   -- Give it 2-4 months to start working....starting a budget is tough if you are not accustomed to one. Save : 10% - 30% is a good place to start, but if you can't find a way to set aside 30% for your future, then start out smaller, maybe 10%, 8%, or 5%, or whatever you're able to do, but just start. 

Emergency saving: 

There will always be some kind of unexpected expense......ALWAYS. Car Repairs, Medical health care, etc.,

Be prepared!

   This is why you want to start out at around 30% saving because you also will need to split that saving per month between these other categories. 

Debt elimination: List all of your current credit cards & get them switch to the lowest interest rate you can find, consolidate if possible. But, beware you may trade lower rates for longer pay outs.

   -- Negotiating with creditors for settlements is another option for debt elimination.



* Eliminate credit card usage if at all possible. *




   -- Using a debit card instead of a credit card gives you all the convenience of a credit card but withdraws money immediately from your checking account, so that you do not keep digging yourself a hole.


   --Talk to a specialists, such as credit counselors and financial management companies. Develop an investment strategy: When considering any investment, you should keep in mind the big picture. The objective is to ensure your financial growth and security over a long term period.


Gain Control of your Business Debt  


  --Consult experts & do the research.

Continued growth,
Andrew Hayes



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Copyright © 2018 Andrew Hayes All Rights Reserved
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